Credit Cards


Whatever Your Spending Style, We Have a Card For You.

Choose from two low-rate credit cards, both featuring the worldwide acceptance of Visa®. Wherever your adventures may take you, our credit cards can make it affordable, convenient and enjoyable!

  • Visa® Classic - A basic, but versatile credit card, puts the power of Visa® in your wallet.
  • Visa® Platinum - Maximize your credit card usage with valuable member benefits.
  • Verified by Visa® - Learn how to secure your online transactions.

 Visa® Classic Details

  • Rates as low as 15.90% APR*
  • No annual fee
  • 25-day grace period
  • Credit limits up to $25,000
  • Online account access
  • Verified by Visa®
  • Fraud protection

Visa® Platinum Details

  • Rates as low as 11.90% APR*
  • No annual fee
  • 25-day grace period
  • Credit limits up to $25,000
  • Online account access
  • Verified by Visa®
  • Fraud protection

Apply for a Visa® Credit Card

You can also call (800) 541-2546 or visit branch office


SAFCU Credit Cards At-a-Glance

Feature SAFCU Visa® Classic Card SAFCU Visa® Platinum Card
Annual Fee NO NO
Purchase APR 15.90% APR* 11.90% APR*
Cash Advance Fee 2.00% 2.00%
Extra Benefits N/A N/A

Verified by Visa®

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa®, a free, easy-to-use service that confirms your identity with an extra password when you make an online transaction.


How It Works:

  1. Activate the Verified by Visa® feature. It's easy and only takes a few moments to activate your card. You can do it now on the secure Visa® site or when prompted during the checkout process at a participating online merchant. Either way, your information is protected. 

    Activate Verify by Visa® 

  2. Shop at participating online merchants. When you submit an order at a participating online store, a Verified by Visa® window will appear automatically. Enter your password, submit, and you're done. If you have not yet activated your Visa card, just enter the authentication information when prompted and create a password.
  3. Enjoy enhanced security. Look for the Verified by Visa® symbol, and you'll know where you can shop online with extra security.

*APR = Annual Percentage Rate.