Loan Rates


Rates current as of and subject to change.

SAFCU has a range of interest rates for our consumer loans. A rate is based on a variety of factors such credit score and term of loan. If you do not see your preferred term listed below, please contact the credit union.


Autos and Motorcycles View Product Info » Payments per $1,000
Available Rates 2.29% to 16.45% APR* $17.66 to $24.57 based on 60 month term
Boats and Recreational Vehicles View Product Info » Payments per $1,000
Available Rates 4.29% to 17.95% APR* $18.55 to $25.38 based on 60 month term
Personal Loans View Product Info » Payments per $1,000
Available Rates

7.45% to 17.95% APR*

$31.09 to $36.15 based on 36 month term
Lines of Credit View Product Info » Payments per $1,000
Available Rates

7.45% to 17.95% APR*

$35.00 per $1,000 (3.5% of closing balance - $35.00 minimum)
Share & Certificate Secured Loan View Product Info » Payments per $1,000
Available Rates 3%* over dividend rate of pledged shares $29.13 per $1,000 (at 3.10% for 36 months)
Visa® Credit Card View Product Info » Payments per $1,000
Available Rates Platinum 8.95% to 10.95 APR*
Classic 13.95% to 17.95% APR*
$25.00 per $1,000 (2.5% of closing balance - $25.00 minimum)
$25.00 per $1,000 (2.5% of closing balance - $25.00 minimum)

*APR = Annual Percentage Rate.

Ask about our relationship discounts that can reduce some rates by as much as 0.75%; not available for Share & Certificate Secured Loans or credit cards.