Avoid the cost and embarrassment of checking overdrafts. We offer member-friendly Overdraft Protection to provide automatic protection should you ever find yourself with not enough money in your checking account.
|What is it?||In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible SAFCU accounts to pay the transaction.|
|How does it work?||If we receive a transaction that cannot be covered by the funds in your checking account, we'll automatically transfer enough to cover your account. If a line of credit is used to cover the transaction, interest will accrue on the outstanding balance until the loan is paid in full.|
|Eligible accounts||Savings Account - up to 6 transfers per month.
Money Market Account - up to 6 transfers per month.
Line of Credit - subject to applicable finance charges.
|Fees||You must maintain a balance or credit limit that will cover any overdrafts from your Checking Account, otherwise a standard $30.00 non-sufficient funds fee will apply per transaction.|
|How to get started||Contact the credit union at (714) 834-1341 or (800) 541-2546 to set up Overdraft Protection for your checking account.|
Need more overdraft protection options? Check out our Courtesy Pay!