Personal
Loans

CURRENT 75th ANNIVERSARY PROMO:

$750 Cash Giveaway!

Get a Personal Loan of $10,000 or more for a chance to win $750!

For 75 years, SAFCU has been supporting the dreams of our Members. Now, you can start pursuing yours with a 0.75% APR rate discount on a personal loan. Use the funds to turn your dreams into reality—whether it’s starting a new project, planning an adventure, or consolidating debt.

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VIP Line-of-Credit

SAFCU'S VIP Line-of-Credit is an unsecured revolving credit line that can be used for easy access to cash and secured checking overdraft protection. Because it's a revolving line of credit, you only pay interest on the money you draw. As you pay it back, you can access the loan when a financial need arises, anytime.

VIP Line-of-Credit Details:

Competitive rates (view current rates)
Can be used as Overdraft Protection
Revolving credit line
Low monthly payments available
Five year re-qualification
Automatic payments with Direct Deposit available

Signature Loan

Borrow the money you need for back-to-school expenses, taxes, a new laptop, a vacation or to pay off high interest debt—all without worrying about high monthly payments. SAFCU's Signature Loan lets you borrow money for all of life's expenses, at a rate that's lower than department store credit cards, payday lenders, and many credit issuers. It's simply the smart and affordable way to take control of your financial life.

Signature Loan Details:

Competitive rates (view current rates)
Terms up to 60 months
Can be used for debt consolidation
Low monthly payments available
Automatic payments with Direct Deposit available

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Financial Calculators

Rates

To apply for a loan, call 714.834.1341 and dial extension 0 to speak to a live person.

We do offer personal loans to Members with ITINs! Click here to learn more.

APR = Annual Percentage Rate. The floor rate for this promotion is 10.00% APR. Offer valid for personal loans originated between May 1, 2025 - June 30, 2025. Not all Members will qualify. Santa Ana Federal Credit Union reserves the right to modify or rescind this offer at any time. See credit union for full details. This credit union is federally insured by the National Credit Union Administration.