Share Certificates


With a variety of terms and flexible savings options, our Share Certificates are the smart way to save while earning attractive dividends. SAFCU Share Certificates are market-driven, providing a fixed rate for a specific term. Once your certificate reaches its term, you have the option of renewing it with SAFCU and continuing to maximize your earnings. These short or mid-term investments can be an excellent addition to your overall portfolio.

Share Certificate Details

  • $1,000 minimum opening deposit

  • Terms from 3 months to 5 years

  • No monthly fee

  • Dividends are based on daily balance from the day of the deposit

  • Can be used for a Certificate-Secured Loan

  • Federally-insured up to $250,000

  • Free SAFCU@Home (online banking)

  • SAFCU Mobile Banking

  • SAFCU QwikSnap (Photo Deposit – via Mobile Banking)*

  • Free paperless e-Statements

  • Free Direct Deposit

*Approval and Direct Deposit Required

Open a Share Certificate Account
Call (800) 541-2546 or visit our branch today