Vehicle Loan Refinance


It's tough to beat SAFCU's competitive auto loan rates. As a result, you may find that refinancing an auto loan you have with another lender may save you money over the life of your loan. Use our loan calculator to see how much you can save with SAFCU.


Reasons to Refinance Your Loan

  • To lower your monthly payment and put more money back in your pocket each month
  • To use the equity in your car to pay off high interest debt
  • To add or remove a signer on an existing loan

Refinance Your Loan


Auto Equity Loan

You can use your car's equity to access a low-cost source of money with a low, fixed rate. An Auto Equity Loan is available to you if your car's value is greater than your outstanding loan balance.

Example: If you currently have a car that is worth $30,000, but the amount left on your outstanding loan is only $22,000, you can refinance your loan for $30,000 and "cash-out" the additional $8,000.

Use the cash-out amount for anything—pay off high rate debt, go on a trip, or make home repairs.